.zcf__panel {
    display: grid;
    grid-template-columns: 1.3fr 1fr 1.1fr;
    width: 100%;
    background: #fff;
    border: 1px solid #eceef1;
    border-radius: 28px;
    overflow: hidden;
    margin-bottom: 24px;
}

.zcf__col {
    padding: 48px 44px;
}
.zcf__col--form {
    display: flex;
    flex-direction: column;
}

.zcf__label {
    color: var(--color-gold-600);
    font-family: var(--font-sans);
    font-size: 13px;
    font-weight: 700;
    letter-spacing: 0.1em;
    margin-bottom: 14px;
}
.zcf__title {
    font-family: var(--font-serif);
    font-weight: 600;
    font-size: clamp(28px, 3vw, 38px);
    line-height: 1.2;
    color: var(--color-dark-950);
    margin: 0 0 16px;
}
.zcf__description {
    font-family: var(--font-sans);
    font-size: 14px;
    line-height: 1.7;
    color: #5b6270;
    margin: 0 0 28px;
}

/* ===== Форма (CF7) ===== */

.zcf__form {
    margin-bottom: 16px;
}
.zcf__form .wpcf7-form-control-wrap,
.zcf__form p {
    display: block;
    margin: 0 0 16px;
}
.zcf__form input[type="text"],
.zcf__form input[type="tel"],
.zcf__form input[type="email"] {
    width: 100%;
    padding: 16px 18px;
    border: 1px solid #e4e6ea;
    border-radius: 12px;
    font-family: var(--font-sans);
    font-size: 15px;
    color: var(--color-dark-950);
    background: #fff;
}
.zcf__form input:focus {
    outline: none;
    border-color: var(--color-gold-500);
}
.zcf__form input[type="submit"] {
    width: 100%;
    padding: 18px;
    border: none;
    border-radius: 14px;
    background: var(--color-gold-500);
    color: #fff;
    font-family: var(--font-sans);
    font-size: 16px;
    font-weight: 600;
    cursor: pointer;
    transition: box-shadow 0.2s ease;
}
.zcf__form input[type="submit"]:hover {
    box-shadow: var(--shadow-glow);
}

.zcf__trust-note {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    font-family: var(--font-sans);
    font-size: 12px;
    color: #8a90a0;
    margin-bottom: 28px;
}
.zcf__trust-note svg { width: 14px; height: 14px; }

.zcf__badge {
    display: flex;
    gap: 14px;
    background: linear-gradient(90deg, #FFF8EF, #FFFDF9);
    border: 1px solid #FBE3BE;
    border-radius: 16px;
    padding: 20px 22px;
    margin-top: auto;
}
.zcf__badge-icon {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 36px;
    height: 36px;
    border-radius: 50%;
    background: #fff;
    color: var(--color-gold-600);
    flex-shrink: 0;
}
.zcf__badge-icon svg { width: 18px; height: 18px; }
.zcf__badge-text {
    font-family: var(--font-sans);
    font-size: 13px;
    line-height: 1.6;
    color: #5b6270;
    margin: 0;
}
.zcf__badge-accent {
    color: var(--color-gold-600);
    font-weight: 700;
}

/* ===== Список преимуществ ===== */

.zcf__col--features {
    display: flex;
    flex-direction: column;
    border-left: 1px solid #eceef1;
}

.zcf-feature {
    display: flex;
    gap: 16px;
    padding-bottom: 22px;
    margin-bottom: 22px;
    border-bottom: 1px solid #eceef1;
}
.zcf-feature:last-child {
    border-bottom: none;
    margin-bottom: 0;
    padding-bottom: 0;
}

.zcf-feature__icon {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 48px;
    height: 48px;
    border-radius: 50%;
    background: #FFF3E4;
    color: var(--color-gold-600);
    flex-shrink: 0;
}
.zcf-feature__icon svg { width: 22px; height: 22px; }

.zcf-feature__title {
    font-family: var(--font-sans);
    font-size: 15px;
    font-weight: 700;
    color: var(--color-dark-950);
    margin: 0 0 6px;
}
.zcf-feature__description {
    font-family: var(--font-sans);
    font-size: 13px;
    line-height: 1.5;
    color: #8a90a0;
    margin: 0;
}

/* ===== Фото ===== */

.zcf__col--photo {
    position: relative;
    padding: 0;
    min-height: 100%;
}
.zcf__col--photo img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    display: block;
}

/* ===== Нижняя строка ===== */

.zcf__bottom {
    display: flex;
    align-items: center;
    justify-content: center;
    flex-wrap: wrap;
    width: 100%;
    gap: 40px;
}
.zcf__bottom-item {
    display: flex;
    align-items: center;
    gap: 12px;
    padding-right: 40px;
    border-right: 1px solid #eceef1;
}
.zcf__bottom-item:last-child {
    border-right: none;
    padding-right: 0;
}
.zcf__bottom-icon {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 40px;
    height: 40px;
    border-radius: 50%;
    background: #FFF3E4;
    color: var(--color-gold-600);
    flex-shrink: 0;
}
.zcf__bottom-icon svg { width: 18px; height: 18px; }
.zcf__bottom-text {
    font-family: var(--font-sans);
    font-size: 14px;
    font-weight: 500;
    color: var(--color-dark-950);
    line-height: 1.4;
}

/* ===== Адаптив ===== */

@media (max-width: 1199px) {
    .zcf__panel {
        grid-template-columns: 1fr;
    }
    .zcf__col--features {
        border-left: none;
        border-top: 1px solid #eceef1;
    }
    .zcf__col--photo {
        min-height: 320px;
    }
    .zcf__col {
        padding: 36px 32px;
    }
}

@media (max-width: 640px) {
    .zcf__col {
        padding: 28px 22px;
    }
    .zcf__bottom {
        flex-direction: column;
        align-items: flex-start;
        gap: 16px;
    }
    .zcf__bottom-item {
        border-right: none;
        padding-right: 0;
        width: 100%;
    }
}